In all states, CHIP provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid. In some states, CHIP covers pregnant women. Each state works closely with its state Medicaid program. In many cases, if you qualify for Medicaid your children will qualify for either Medicaid or CHIP. Learn more about CHIP.
CHIP for Children and Pregnant Women Unlike adults, children and pregnant women are generally eligible at up to 185% of the federal poverty line. So, in many cases, parents are not eligible for medicaid because they make more than 100% of the federal poverty line, but the children in the family are eligible because the family's income is less than 185% of the federal poverty line.
Each state program has its own rules about who qualifies for CHIP. You can apply right now, any time of year, and find out if you qualify. If you apply for Medicaid coverage to your state agency, you’ll also find out if your children qualify for CHIP. If they qualify, you won't have to buy an insurance plan to cover them. 2 ways to apply for.
While the Children’s Health Insurance Program (CHIP) was designed primarily to serve children, federal laws passed in 20allowed states with leftover CHIP funds to use those funds to cover low-income, uninsured adults who do not qualify for Medicaid. Several states now rely on CHIP funds to cover adults.
The Children's Health Insurance Program (CHIP) serves uninsured children up to age 19 in families with incomes too high to qualify them for Medicaid. States have broad discretion in setting their income eligibility standards, and eligibility varies across states.